The loan collection app built for Indian money lenders
From disbursal to the last installment, Vasool runs your entire collection operation: field agents record payments by voice, cash and UPI are reconciled automatically, receipts go out as PDFs, and overdues surface on your dashboard before they become bad debt.
Everything a collection operation needs
Vasool covers the field, the office, and the borrower — in one loan collection app.
Voice entry in the field
Agents say "Arun 500 cash" and the collection is recorded against the right borrower — no typing while standing at the doorstep.
Cash + UPI together
GPay, PhonePe, scan-to-pay and cash collections recorded side by side, with every transaction in the audit log.
GPS routes & live tracking
Plan collection routes, navigate borrower to borrower, and watch your agents move on a live map from the office.
Automatic PDF receipts
Every collection generates a receipt instantly. Day book, P&L, and officer performance reports export to PDF too.
Overdue tracking
Outstanding, collected-today, and overdue amounts on a real-time dashboard, with customer-wise overdue reports.
Works offline
No network on the route? Collections keep recording offline and sync automatically when the connection returns.
How loan collection works with Vasool
Disburse the loan
Create daily, weekly, monthly, EMI, interest-only, or gold loans with the schedule generated automatically.
Collect in the field
Agents follow GPS routes and record each payment by voice or a single tap — cash or UPI.
Reconcile at the office
Collections land on the live dashboard as they happen. Day book per route closes the day in minutes.
Report & repeat
P&L, overdue, and officer performance reports tell you exactly where your book stands.
Why a dedicated loan collection app beats a khata app
Generic ledger and khata apps record who owes what — but lending is more than a balance. A real loan collection app understands schedules: a 100-day daily loan, a weekly line, an EMI with foreclosure, interest-only with principal at the end. Vasool generates the schedule when you disburse, so every agent knows exactly what is due from every borrower today.
It also understands field work. Your agents aren't sitting at a desk — they're on a two-wheeler moving between streets. That's why Vasool leads with voice entry, offline support, and GPS staff tools, not just a digital notebook.
Compare it yourself: see how Vasool stacks up against typical vasool book apps on the comparison page.
Built for every collection style in India
Daily line collections, weekly market-day rounds, monthly interest visits, EMI due dates — Vasool supports nine loan types with collection workflows for each. The app and voice entry work in English, Tamil, Telugu, Hindi, Malayalam, and Kannada, so your collection agents work in the language they think in.
And because each business runs on its own dedicated database — on our cloud or your own server — your borrower book stays completely yours.
What the best loan collection app must have
Use this checklist when choosing a loan collection app for your business:
- Voice entry so agents record collections without typing
- Offline mode that never loses an entry
- All your loan types: daily, weekly, monthly, EMI, interest-only, gold
- Cash and UPI collections in one place
- Live GPS tracking and route planning for agents
- Instant PDF receipts and exportable reports
- Overdue and outstanding visibility in real time
- A dedicated database so your data never mixes with other lenders