Voice Entry Loan Collection App
Vasool is a voice-entry loan collection and lending platform for money lenders, finance companies and NBFCs. Record collections by voice in 6 languages, run EMI, gold, interest-only and chit-fund products, score credit risk with AI, and track staff with live GPS — even fully offline.
- 100+
- Features
- Real-time
- GPS Tracking
- 100%
- Customizable
- Complete audit trail
- Isolated database per tenant
- Self-hosted — you own the data
- KYC document vault
From your first loan to a full NBFC
Turn features on as you grow. The same Vasool runs a single-route money lender and a multi-branch NBFC — you never migrate to a different system.
Money lender
- Voice-entry daily collection
- Works fully offline
- Photo proof & PDF receipts
Finance company
- EMI, gold, interest-only & chit
- Staff GPS, routes & attendance
- P&L, day book & reports
NBFC
- Audit trail & data isolation
- AI credit checks & DPD tracking
- Investor & borrowings ledger
Purpose-Built for Microfinance Lending
Specialized loan management for every collection cycle — daily, weekly, monthly, gold loan, property loan, and product-based — with complete lifecycle tools.
Daily Loans
Small loans repaid through daily collections by field agents visiting customers on their assigned routes.
Weekly Loans
Loans with weekly repayment cycles — ideal for borrowers with weekly income patterns like market vendors.
Gold Loans
Loans secured against gold ornaments — manage valuation, pledging, interest calculation, and redemption with complete tracking.
Property Loans
Loans secured against property — manage valuation, document verification, disbursement, and flexible repayment schedules.
Product-Based Loans
Loans tied to physical products — customers purchase goods with financing, repaying via daily or weekly collections.
Beyond Loans — A Complete Platform
From customer management to multi-tenant infrastructure, Vasool covers every aspect of running a microfinance business.
Customer Management
Full customer profiles with KYC documents, GPS locations, contact history, and staff/referee linking.
Route Management
Plan daily and weekly collection routes, assign to staff, and track completion with real-time totals.
Reporting & Analytics
9 report types including P&L, officer performance, collection summaries, and overdue tracking.
Security & Audit
JWT auth, biometric login, audit logging, bot protection, and rate limiting — built into every deployment.
Multi-Tenancy
Isolated tenant environments with custom branding, feature toggles, storage limits, and automated provisioning.
Automation & AI
Vasool AI turns one voice recording into an app action, scores credit risk, and sends WhatsApp reminders — less typing, less chasing.
The controls a regulated lender is judged on
Vasool gives an NBFC the governance layer up front — and stays honest about what's still on the roadmap.
Immutable audit trail
Every edit, approval, and closure is written to an audit log with full entity history — reconstruct exactly what changed, when, and by whom.
Per-tenant data isolation
Your company runs in its own database, on your own server. Data never mixes with another lender's — the governance story an examiner expects.
KYC document vault
Capture and store Aadhaar, PAN, voter ID, ration-card and gas-bill proofs against every borrower, ready for verification and inspection.
AI-assisted credit checks
Aggregate a borrower's full history into a risk score with an approve / review / reject call and a suggested limit — an underwriting second opinion.
On the roadmap: NPA classification (RBI norms), credit-bureau reporting (CIBIL / CRIF), and CKYC upload. Vasool is built to support your compliance — never a substitute for it.
Empower Your Field Staff
Give your team the tools they need to manage customers, track expenses, and collect payments efficiently — right from their phone.
Mobile App
Android app with one-handed UI for daily collections, customer visits, and route navigation.
GPS Tracking
Real-time location tracking and historical GPS trail for field visit verification.
Expense Management
Log income and expenses with receipt photos. A day-book ledger admins can edit and backdate.
Access Control
Custom roles with granular permissions. Control what each staff role can access.
Offline Mode
Record collections without internet. Syncs automatically when connectivity returns.
Biometric Login
Fingerprint and face recognition for fast, secure authentication on mobile devices.
Frequently Asked Questions
Everything money lenders and finance businesses ask before switching from a manual vasool notebook to Vasool.
Ready to Streamline Your Lending Operations?
Take control of your microfinance management with Vasool. Customized to fit your business needs, from customer onboarding to daily collections.