GuidesReports
How to Track Investor Money in Your Finance Business
Lenders track every rupee customers owe them — but not what they owe their own funders. Partner profit share vs financier interest, explained.
6 min read
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Vasool Blog
Practical guides and field notes on loan collection, reducing defaults, and running lending operations that scale.
GuidesReports
Vehicle Finance: Why Your Collections Aren't Your Profit
Auto-finance owners watch collections daily but rarely see real profit. How charges, waivers, seizure proceeds and shortfall change the number your reports show.
6 min read
Read articleEngineeringArchitecture
One SigNoz, Every Tenant: Tracing a Collection From Phone to Database
How we instrument a multi-tenant lending platform — mobile spans relayed through the backend, server-stamped identity, W3C trace correlation, and telemetry that survives being offline.
10 min read
Read articleEngineeringArchitecture
Approval Workflows: Why We Replay the Original Request
Maker-checker without a shadow schema. How Vasool parks the HTTP request itself for approval, then replays it through the same handler the staff member would have hit.
6 min read
Read articleEngineeringAI
How Voice Entry Finds the Right Customer Across Two Scripts
Why fuzzy database search can't match a spoken Tamil name to a stored one — and the phonetic skeleton we use to shortlist customers before the model sees them.
7 min read
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Daily Collection Software: Online vs the Office PC
Most daily finance software still lives on one office computer and imports the agent's phone every night. Here's what that costs you — and what to ask before you buy.
5 min read
Read articleGuidesChit Funds
Agent Chit: How to Run a Chit Group Without a Register
What an agent chit is, why it breaks past twenty members, and how one app reminds every member, holds their location, and tracks cycles and commission.
6 min read
Read articleCollectionsField Operations
Your Lending Business Shouldn’t Live in One Person’s Memory
Real stories of how paper-based lending nearly destroyed families — and what every money lender can do before it happens to them.
4 min read
Read articleAnnouncementsPricing
Try Vasool for 45 Days: ₹700, Fully Refundable
Run your real collection book on Vasool for 45 days for ₹700 — refundable any time. Plus the full cost breakdown of what serving you actually costs us.
8 min read
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Why Vasool's AI Credit-Risk Score Is Advisory, Not Automatic
How Vasool's AI credit-risk scoring works — what it reads from KYC, repayment history, and GPS visit data — and why the decision still belongs to a human.
3 min read
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The NBFC Compliance Checklist: What Loan Software Should (and Shouldn't) Promise
The governance controls a regulated NBFC should demand from loan software — audit trails, maker-checker, data isolation, KYC — and what no vendor should claim yet.
4 min read
Read articleEngineeringArchitecture
How We Replay Offline Collections Through Our Own API
Building offline-first field collections without a second, weaker write path — HTTP replay through the live router, idempotency keys, tombstones, and kill switches.
5 min read
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Multi-Tenancy: Why Every Tenant Gets Its Own Database
How Vasool isolates each finance company in its own container and PostgreSQL database — why we rejected shared tables with a tenant_id, and what that choice costs us.
5 min read
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Why We Built Vasool's Backend in Go, Not Node.js
The engineering case for Go over TypeScript on the server — deployment artefacts, per-tenant memory, money maths, and the places Go still hurts.
6 min read
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Why Choose the Vasool App Over Other Loan Collection Apps
A practical comparison for money lenders and NBFCs — why Vasool's voice entry, offline-first design, and data ownership beat generic loan collection apps.
4 min read
Read articleCollectionsField Operations
How to Reduce Loan Defaults with Daily Field Collections
Practical, field-tested ways money lenders and NBFCs cut defaults — tighter daily follow-ups, real-time visibility, and proof of every visit.
2 min read
Read articleProductField Operations
Voice Entry vs Manual Entry: Faster Collections for Field Agents
Why speaking a collection is faster and more accurate than typing it — and what that means for daily finance companies running large field teams.
2 min read
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Choosing Loan Collection Software: A Checklist for NBFCs & Money Lenders
A no-nonsense checklist for evaluating loan collection and lending software — data ownership, offline support, staff tracking, and the questions vendors hope you won't ask.
2 min read
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