The kandhu vatti app that speaks Tamil
கந்து வட்டி, தண்டல், line வசூல் — Vasool is built for how Tamil finance businesses actually work: daily vatti collections recorded by voice in Tamil, vatti calculated automatically, and the whole app — screens, receipts, reports — in தமிழ்.
Built for Tamil daily-interest lending
Not a translated English app — a collection app designed around how kandhu vatti and thandal businesses run.
Tamil voice entry — குரல் பதிவு
"அருண் 500 cash" என்று சொன்னால் போதும் — entry பதிவாகிவிடும். Agents speak collections in Tamil; Vasool turns the words into records.
Vatti calculated automatically
Daily vatti, weekly vatti, monthly vatti — interest is computed by the app for every loan, every day. No mental math, no end-of-line disputes.
Full Tamil interface
Every screen, button, report, and receipt available in Tamil. Agents who never used an app in English are productive on day one.
Replaces the vatti notebook
The கந்து வட்டி நோட்டு moves into the app: borrowers, principal, vatti, balance — with history that can't be torn out or lost.
Photo proof — புகைப்பட ஆதாரம்
Borrower photos, KYC documents, and collection photo proof attached to every account.
Offline in every street
Works without internet on the route and syncs when the network returns — entries are never lost.
எப்படி வேலை செய்கிறது — how it works
கணக்கு தொடங்குங்கள்
Add the borrower with photo KYC, set the principal and daily vatti — the schedule is ready.
தினமும் வசூல்
The agent walks the line and speaks each entry in Tamil. Cash or GPay, with instant receipt.
வட்டி தானாக கணக்கு
Vatti accrues automatically and the balance updates with every payment — both sides see the same number.
நாள் முடிவில் கணக்கு சரி
The day book totals each line's collections every evening. No notebook addition at night.
From the vatti notebook to the vatti app
Every kandhu vatti and thandal business runs on the same tools: a notebook, a pen, and the agent's memory. It works — until a page tears, an agent leaves, or two people remember a balance differently. The notebook has no backup, no receipts, and no way to check vatti math from last month.
Vasool keeps everything the notebook did — daily entries, line order, running balances — and adds what it never could: automatic vatti calculation, PDF receipts in Tamil, photo proof, payment history for every borrower, and a backup that survives anything that happens to a phone.
For licensed money lenders and registered finance businesses, the audit trail matters too: every entry, edit, and closure is logged. See how Vasool compares with paper and basic apps on the comparison page.
Tamil first, not Tamil translated
Most finance apps add Tamil as an afterthought — translated menus over an English workflow. Vasool's voice entry understands Tamil names and mixed Tamil-English phrases the way agents actually speak them, and the daily, weekly, and monthly line structures match how Tamil Nadu finance businesses are organized — தினசரி line, வாராந்திர line, மாத வட்டி.
Telugu, Kannada, Malayalam, and Hindi businesses get the same treatment — the app and voice entry work in all six languages, so a business with agents from different states still runs on one system.
What a kandhu vatti app must have
உங்கள் business-க்கு app தேர்வு செய்யும் முன் இதை சரிபாருங்கள்:
- Tamil interface and Tamil voice entry — not just translated menus
- Daily vatti calculated automatically for every account
- Line-wise organization matching how you walk your routes
- Works offline in every street and syncs later
- PDF receipts borrowers can verify — fewer vatti disputes
- Photo KYC and collection photo proof
- Day book that totals each line every evening
- Backup and audit trail the notebook never had